Between school, sports, holiday plans, and everyday errands, family life can get hectic—and that can increase your exposure to unexpected liability. A slip-and-fall at a birthday party, a teen driver in an accident, a dog bite, or an incident in the backyard pool could lead to lawsuits that exceed your standard insurance limits.
A personal umbrella policy provides an extra layer of liability protection over your homeowners, renters, auto, or watercraft policies. It covers claims that surpass your standard policy limits, giving your family added peace of mind.
Why Busy Families Should Consider an Umbrella Policy
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Teen drivers: Accidents can result in substantial claims. Umbrella coverage can fill the gaps when auto insurance limits are exceeded.
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Pets and pools: Liability from dog bites or pool accidents can quickly escalate into large lawsuits.
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Entertaining and social gatherings: Hosting events at home increases exposure to potential accidents.
Benefits of a Personal Umbrella Policy
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Covers legal fees, even for high-dollar claims.
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Provides broad protection against unforeseen liability events.
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Affordable and easy to add to your existing policies.
How Much Coverage Do You Need?
Coverage needs vary by household. Families with multiple drivers, pets, or recreational amenities may benefit from higher limits.
Contact Van Wyk to discuss your household’s specific needs and ensure your assets and lifestyle are protected. Enjoy peace of mind knowing your family is covered, no matter what life throws your way.