Your company’s employee benefit program is considered Essential. You may want to consider the following plan improvement strategies:

• Plan – CDHP Steerage via contributions
  
• Rx – Non-preferred/Specialty Rx deductible
  
• Contributions – Employer cost-neutral / Base & Buy-up plans
  
• Health & Well-being – Consequential incentives
  
• Clinical – PCP Requirement
  
• Cost & Quality – Incented Provider Model
  
• Network – Value Network Tiering
  
• Funding – Self-funding with stop-loss
  
• Eligibility – Working surcharge or exclusion
  
• Eligibility – Enrollment technology
  
• Voluntary – Strategic program management to complement core benefits
• Quarterly program review including data analytics